Legal
Terms of Use
Applies to therichestmaninbabylonbook.com and related pages.
This website is operated by Above Cloud Nine LLC, a Kentucky limited liability company, publishing as Above Cloud Nine Publishing.
Mailing address: P.O. Box 119, Paducah, KY 42001.
Monitored contact email: hello@therichestmaninbabylonbook.com.
1. Acceptance
This website is operated by Above Cloud Nine LLC, a Kentucky limited liability company, publishing as Above Cloud Nine Publishing ("we", "us"). By accessing or using this website you agree to these terms. If you do not agree, please do not use the site.
2. Use of the site
You may use this site for lawful, personal, non-commercial purposes. You agree not to interfere with the site's operation, attempt unauthorised access, scrape content at scale, or use the site to send unsolicited communications.
3. Intellectual property
All artwork, illustrations, text, design elements and other content on this site are protected by copyright and other intellectual property laws and may not be reproduced, distributed, or used to train automated systems without written permission. The free eight-page sample is provided for personal reading only.
4. Educational content — no financial advice
The book and this website present general financial-education material presented through storytelling. Nothing here is personalized financial, investment, tax, accounting or legal advice, and no specific financial outcome is promised or implied. Your results depend on your own circumstances and decisions. Consider consulting a qualified professional before making financial decisions.
5. The free eight-page sample
The free eight-page sample is an excerpt of the illustrated edition, not a complete first chapter. It costs nothing, requires no payment details, and does not create a paid subscription or any ongoing charge.
6. Purchases, pricing and fulfillment
The first paid offer is one PDF containing Chapters 1 and 2 of the illustrated edition, for a one-time payment of $1.99 USD, delivered through a customer account. It does not include the complete book, a printed copy, bonuses, future chapters or any subscription. Purchases are processed by a third-party payment provider subject to its own terms.
7. Refunds
Request a full refund within five calendar days of purchase by emailing hello@therichestmaninbabylonbook.com with the email address used at checkout. After a refund is issued, access to the purchased content and further downloads through the customer account will end. Files already downloaded to your own device cannot be removed by us.
8. Personal use of purchased files
The illustrated PDF is intended for your personal use. Please do not redistribute the PDF or share your account credentials. The underlying 1926 text of The Richest Man in Babylon is in the public domain and we claim no ownership of it; the illustrations, layout and presentation of this edition are protected work.
9. Communications
By providing your contact details you agree that we may contact you by email about what you requested. Marketing email is sent only with consent, every marketing email includes an unsubscribe link, and you may withdraw consent at any time as described in our Privacy Policy. This website does not collect phone numbers or send text messages.
10. Third-party links and services
The site may link to third-party websites and services that we do not control. We are not responsible for their content, products or privacy practices.
11. Disclaimer of warranties
The site and its content are provided on an "as is" and "as available" basis without warranties of any kind, to the fullest extent permitted by law.
12. Limitation of liability
To the fullest extent permitted by law, we are not liable for indirect, incidental, special or consequential damages arising from your use of the site or its content.
13. Changes
We may update these terms from time to time. Continued use of the site after changes are posted means you accept the updated terms.
14. Business information and contact
These terms are issued by Above Cloud Nine LLC, a Kentucky limited liability company, publishing as Above Cloud Nine Publishing. Mailing address: P.O. Box 119, Paducah, KY 42001. Questions about these terms can be sent to hello@therichestmaninbabylonbook.com.